Channels / #fineract / 2026 / 08 / 20

#fineract 2026-08-20

Thu 04:48Shubham
hey everyone, just wanted to give a small update on what i am doing with the interoperation transfer work after the discussion on mailing list.

i think one thing i should clarify first, i am not trying to redesign the interoperation flow or bring a new payment architecture inside fineract.

the flow already exists in fineract. while looking into it i found some small issues in the current implementation, mainly around the transfer query, permissions, persisted data and how the transfer state is represented.

FINERACT-2751 is mainly about fixing those existing issues, not introducing a new prepare -> commit system.

after the concerns raised on the mailing list, before continuing i am checking a few things:
  • whether Payment Hub or any other current consumer is still using the existing interoperation transfer APIs
  • whether the GET transfer endpoint is currently used anywhere
  • what the intended lifecycle of prepare and commit actually is
  • why both currently return ACCEPTED and whether that is intentional
  • how transactionCode and transferCode are currently stored/retrieved
  • whether current tests or deployment examples still depend on this functionality
about the security concern, i am not planning to move authentication, authorization or payment orchestration into fineract or introduce another payment flow.

if Payment Hub is supposed to handle those responsibilities, i want to keep that boundary as it is.

my goal here is much smaller: understand how the existing functionality is supposed to work and fix the current inconsistencies without unnecessarily changing the architecture.

if during this investigation i find that some part of FINERACT-2751 requires a bigger architectural or security change, i will not include that in this PR. i will bring that separately for discussion first.

once i finish checking the existing consumers and lifecycle, i will share what i found.
reply Thu 04:55Victor Romero
@Shubham please join the #CKLFV1R1C and #C059L7BQMMH for further feedback